What Should My Net Worth Be At 35? A Realistic Guide

A common financial goal is to have two times your annual salary in net worth by age 35. Let’s say you earn the U.S. median income of $74,500. This means you might want to have around $149,000 in savings by age 35.

It’s important to remember that this is just a guideline. Your ideal net worth at 35 will depend on your individual circumstances, such as your expenses, income, and financial goals. If you’re on track to reach this goal, you’re likely doing well!

If you’re not sure how to reach this goal, there are a few things you can do:

Start saving early and often. The earlier you start saving, the more time your money has to grow.
Invest your money wisely. There are many different ways to invest your money, so it’s important to do your research and find investments that are right for you.
Be mindful of your spending. Track your expenses and look for ways to cut back where you can.
Consider working with a financial advisor. A financial advisor can help you create a personalized financial plan and make sure you’re on track to reach your goals.

Keep in mind that achieving this goal isn’t about simply hitting a certain number. It’s about building a solid financial foundation for the future.